“ANALYZING THE IMPACT OF ONLINE LENDING ON THE NEEDS AND CONSUMPTIVE LIFESTYLE OF GENERATION Z”, icie, vol. 1, no. 1, hlm. 1075–1080, Nov 2024, Diakses: 2 Oktober 2026. [Daring]. Tersedia pada: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/1671