Analysis of Opportunities and Challenges of QRIS Implementation in MSMEs: A Business Owner’s Perspective. International Conference on Islamic Economics (ICIE), [S. l.], v. 1, n. 1, p. 1519–1524, 2024. Disponível em: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2630. Acesso em: 26 sep. 2026.