Implementation of Quick Response Code Indonesian Standard (QRIS) for MSME Actors in Pemalang Regency

Authors

  • RIESQA RAMADHANI Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
  • Yulia Dewi Ariyanti Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
  • Wiyo Santoso Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Keywords:

Kata Kunci : Implementasi, QRIS, Pelaku UMKM.

Abstract

ABSTRACT: In the era of globalization, economic digitalization has been advancing, particularly in the MSME sector. This study aims to evaluate the implementation of QRIS (Quick Response Code Indonesian Standard) among MSME players in Pemalang Regency. Using a qualitative approach, data were collected through interviews, observations, and literature reviews. The findings reveal that QRIS simplifies transactions with QR codes, making them faster, easier, and safer while helping prevent counterfeit currency circulation. However, challenges include uneven technological infrastructure, inconsistent policies, a 0.3% transaction fee, and lengthy fund disbursement times. To optimize QRIS adoption, training, incentives, and infrastructure support are needed. With proper implementation, QRIS can drive local economic growth and enhance the competitiveness of MSMEs.

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Published

2024-12-30

How to Cite

RAMADHANI, R., Yulia Dewi Ariyanti, & Wiyo Santoso. (2024). Implementation of Quick Response Code Indonesian Standard (QRIS) for MSME Actors in Pemalang Regency. International Conference on Islamic Economics (ICIE), 1(1), 1525–1533. Retrieved from https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2633

Issue

Vol. 1 (2024): The 1st International Conference on Islamic Economics (ICIE)

Section

Articles