Shopee Paylater Usage Practices Among Students Sunan Kalijaga State Islamic University (Study of Sociological Perspective of Islamic Law)

Abstract

Muamalah transactions can now be accessed online at Shopee Paylater. The Paylater system provides bailout funds for shopping at Shopee with interest. This study aims to determine the factors underlying the behavior of UIN Sunan Kalijaga students in using Shopee Paylater. This research is descriptive-analytic, with an empirical approach, and data collection techniques with interviews and documentation. The results of the study found that Paylater was used for registering, activating accounts, and shopping. The payment rules are in installments of 2.95% interest, 1% handling fee, and 5% late fee. The view of Paylater user students on additions is that they are considered riba and rewards for services. While those who do not use riba views. Based on Max Weber’s theory of social action, the behavior of using Paylater creates social action in the form of the behavior of students who use and do not use Paylater. The causative factors are social, religious, and economic factors.