THE INFLUENCE OF OVERCONFIDENCE, HERDING, REGRET AVERSION, AND RISK TOLERANCE ON INDIVIDUAL INVESTMENT DECISIONS (A Study on Gold Investment in Semarang). icie [Internet]. 25 November 2024 [dikutip 29 September 2026];1(1):1400-59. Tersedia pada: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2623