“Implementation of the Quick Response Code Indonesian Standard (QRIS) in Encouraging Financial Inclusion in IndonesiaImplementation of the Quick Response Code Indonesian Standard (QRIS) in Encouraging Financial Inclusion in Indonesia”, icie, vol. 3, hlm. 21–27, Mar 2026, Diakses: 14 September 2026. [Daring]. Tersedia pada: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/3487