“Influence Self Efficacy and Locus of Control on Performance at Baitul Maal Wat Tamwil (BMT) Riau Province”, icie, vol. 2, hlm. 53–62, Agu 2025, Diakses: 2 Oktober 2026. [Daring]. Tersedia pada: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2874