“DETERMINANTS OF THE USE OF VILLAGE FINANCIAL SYSTEM (SISKEUDES) AND ITS IMPACT ON PERFORMANCE: A TECHNOLOGICAL ORGANIZATIONAL ENVIRONMENT (TOE) FRAMEWORK APPROACH (Case Study of Village Governance in Sragen Regency)” (2024) International Conference on Islamic Economics (ICIE), 1(1), hlm. 324–332. Tersedia pada: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2561 (Diakses: 14 September 2026).