Digital Financial Literacy and QRIS Adoption: A Literature Review on Perceptions of Convenience, Security, Benefits, and Trust. International Conference on Islamic Economics (ICIE), [S. l.], v. 3, p. 45–54, 2026. Disponível em: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/3474. Acesso em: 25 sep. 2026.