“Influence Self Efficacy and Locus of Control on Performance at Baitul Maal Wat Tamwil (BMT) Riau Province” (2025) International Conference on Islamic Economics (ICIE), 2, pp. 53–62. Available at: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2874 (Accessed: 14 September 2026).