Bank Indonesia’s Policy Analysis in Facing the Challenges of Digital Payment System Regulation in the Era of Financial Transformation . International Conference on Islamic Economics (ICIE), [S. l.], v. 3, p. 14–20, 2026. Disponível em: https://proceeding.uingusdur.ac.id/index.php/icie/article/view/3486. Acesso em: 10 sep. 2026.