Sofiyanti Karimah, and Nur Alisah. “E-Money And Its Potential To Change The Role Of Cash In The Payment System: Opportunities And Challenges”. International Conference on Islamic Economics (ICIE) 1, no. 1 (October 16, 2024): 167–176. Accessed October 24, 2024. https://proceeding.uingusdur.ac.id/index.php/icie/article/view/2546.